Facultyhttps://dyuthi.cusat.ac.in:443/xmlui/handle/purl/4622024-02-07T11:37:54Z2024-02-07T11:37:54ZBarriers Faced By Micro, Small And Medium Enterprises In Raising FinanceZakkariya, K ANishanth, Phttps://dyuthi.cusat.ac.in:443/xmlui/handle/purl/46612014-08-20T20:30:29Z2014-05-01T00:00:00ZBarriers Faced By Micro, Small And Medium Enterprises In Raising Finance
Zakkariya, K A; Nishanth, P
Worldwide, Micro, Small and Medium Enterprises (MSMEs) have been accepted as an engine of economic growth and for promoting equitable development. In developing countries including India, Micro, Small and Medium Enterprises sector constitute an important part in its development. In spite of this importance, this sector face number of constraints like absence of adequate and timely supply of bank finance, difficulties in procuring raw materials, marketing and distribution challenges and non availability of suitable technology. Review of literature found that there exists problem in accessing finance from banks and financial institutions and this problem may differ from region to region, between sectors, or between individual enterprises within a sector. This paper tries to identify the various barriers faced by these units in raising finance and also try to identify the various sources of finance other than banks. The study is based upon the primary data collected from the 200 MSMEs owners in Kozhikode District of Kerala. The data has been analysed with the help of percentage. The study attempts to submit some recommendations to enhance the overall credit accessibility to MSMEs sector
Abhinav National Monthly Refereed Journal of Research in
Commerce & Management,Volume 3, Issue 5 (May, 2014)
2014-05-01T00:00:00ZEmotional Intelligence As A Determinant Of Conflict Style Adoption Of Managers: A Theoretical PerspectiveZakkariya, K ASmarty, Mukundanhttps://dyuthi.cusat.ac.in:443/xmlui/handle/purl/46602014-08-20T20:30:29Z2013-02-01T00:00:00ZEmotional Intelligence As A Determinant Of Conflict Style Adoption Of Managers: A Theoretical Perspective
Zakkariya, K A; Smarty, Mukundan
Successful management is dependent heavily on the manager’s ability to handle conflict
effectively. The workforce has been increasingly becoming diversified vis-à-vis the gender,
culture and ethnicity. The present work environment has in itself contributed to sowing seeds of
conflict with greater diversity, hostility, complexity and newer business competencies in the
work context.The classic study of Mintzberg’s Managerial roles approach (1973) also says that a
manager has to spend sufficient time and energy in solving conflict as he has to take roles as a
negotiator, and dispute handler. An understanding of the conflict and role that it plays in
influencing employee behavior constructively or destructively is immense. Therefore conflict
when left unmanaged can lead to diminished cohesiveness amongst employees, productivity and
reduced organizational fitness. To manage conflict effective conflict resolution strategies that
have constructive outcomes is called for. Conflict resolution style theorists opine that
collaborative or integrative style, where there is high concern for task and people is considered to
give positive individual and organizational outcomes, while the withdrawing /avoidance style
and forcing / dominating style are considered to be ineffective in managing conflict. Though
managers have typical preferences in the styles followed it need not necessarily be the typical
response as it depends on the context, power relationships, emotions etc. The adoption of conflict
styles of managers however is dependent on variables like gender orientation, cultural values,
personality orientation, underlying relationships – public/private.
The paper attempts to draw the importance of managing conflicts at workplace positively and the
need for effective conflict resolution strategies. The conflict style adopted and the variables that
affect the adoption of each style are discussed and possible interventions at the workplace are
suggested
International Journal of Social Science & Interdisciplinary Research,
Vol.2 (2), FEBRUARY (2013
2013-02-01T00:00:00ZImpact of Product Quality, Service Quality and Contextual Experience on Customer Perceived Value and Future Buying IntentionsSam, ThomasDhanya, Alexhttps://dyuthi.cusat.ac.in:443/xmlui/handle/purl/46572014-08-20T20:30:29Z2012-01-01T00:00:00ZImpact of Product Quality, Service Quality and Contextual Experience on Customer Perceived Value and Future Buying Intentions
Sam, Thomas; Dhanya, Alex
Recognizing that high satisfaction leads to high customer loyalty, companies today are aiming for total customer
satisfaction. This article explains relative impact of product quality, service quality and contextual experience on
customer perceived value and intention to shop in the future. The data has been collected using a questionnaire from
205 customers of a national retailer chain. The relative importance of product quality, service quality and contextual
experience on customer perceived value and thus on customer preference and future intentions was measured using
multiple regression. Also, the contribution of perceived value to preference and thus on future buying intention was
also measured. Structural Equation Model (SEM) using Amos 4 was used to find the overall fitness of the model. It
was found that product quality, service quality and contextual experience have a major influence on customer
perceived value
European Journal of Business and Management,Vol 3, No.3
2012-01-01T00:00:00ZRole Of Commercial Banks In The Financial Inclusion ProgrammePavithran, K BRaihanath, M Phttps://dyuthi.cusat.ac.in:443/xmlui/handle/purl/46512014-08-20T20:30:27Z2014-05-01T00:00:00ZRole Of Commercial Banks In The Financial Inclusion Programme
Pavithran, K B; Raihanath, M P
Commercial banks play a vital role in the economic development of a country like India. Indian economy in general and
banking services in particular have made rapid strides in the recent past. However, a sizeable section of the population,
particularly the vulnerable groups, such as weaker sections and low income groups, continue to remain excluded from
even the most basic opportunities and services provided by the financial sector. To address the issue of such financial exclusion
in a holistic manner, it is essential to ensure that a range of financial services is available to every individual
Journal of Business Management & Social Sciences Research (JBM&SSR),Volume 3, No.5, May 2014
2014-05-01T00:00:00Z